Ua hōʻike ʻia ka hōʻike kālā kālā hou a ka US Treasury e paʻa ana nā mea hoʻopuka stablecoin i kēia manawa ma kahi o $120 biliona ma US Treasury Bills (T-Bills), e hōʻike ana i ka piʻi ʻana o ka ʻāpana crypto i ke kālā kuʻuna. ʻO kēia ʻano, i alakaʻi ʻia e ka hoʻonui ʻana i ka hoʻohana ʻana i ka blockchain a me ka pono o nā waiwai paʻa i loko o ka mākeke cryptocurrency, e hōʻike ana i kahi neʻe ākea i nā stablecoins e like me Pili (USDT) a me Circle's USD Coin (USDC) ma ke ʻano he mau ʻāpana koʻikoʻi i ke kālepa waiwai kikohoʻe.
Ua hōʻike ka Treasury's Fiscal Year 2024 Q4 hōʻike i ka ulu ʻana o ka stablecoins ma ke ʻano he mau mea "like cash-like", i loaʻa i ka traction ma muli o ko lākou haʻahaʻa haʻahaʻa i hoʻohālikelike ʻia me nā waiwai kikohoʻe ʻē aʻe. Wahi a ka Treasury analysts, stablecoin pairs e pili ana i ka 80% o nā kālepa waiwai kikohoʻe a pau, e hōʻike ana i ke kuleana nui o ka mākeke o nā hōʻailona kākoʻo fiat.
ʻO ka mea nui, ua hoʻonui nui nā mea hoʻopuka stablecoin i nā waihona i nā T-Bills no ka wā pōkole, me kahi o 63% o nā paʻa $ 120 biliona a Tether i hoʻopaʻa ʻia i nā waihona kālā o ʻAmelika. Hōʻike kēia ʻano ulu i ka manaʻo e hāʻawi ana ʻo T-Bills i kahi counterbalance paʻa i ka volatility inherent i nā mākeke cryptocurrency, hiki ke hoʻonui i ka noi kālā i ka wā e hoʻonui ai ka hoʻokele waiwai. Hōʻike ka Waihona Waihona e ulu paha kēia koi no nā T-Bills e like me ka mākeke waiwai kikohoʻe ākea, i ʻike ʻia e nā mea hoʻopukapuka he pā e kūʻē i ka hāʻule ʻana a me kahi hale kūʻai waiwai.
Me nā mālama mālama stablecoin i ʻoi aku ma mua o $176 biliona ma waena o nā kahua honua, ua ʻae ʻia nā mana e like me ka European Union i kēia mau waiwai ma lalo o nā frameworks e like me nā Markets in Crypto-Assets Regulation (MiCA). I ka US, ke holomua nei nā kūkākūkā bipartisan e pili ana i ke kānāwai stablecoin, me ka manaʻo o kekahi mau luna kānāwai e ʻae i nā panakō i hoʻoponopono ʻia e hoʻopuka i nā stablecoins, hiki ke hoʻopaʻa hou i kēia mau waiwai i loko o nā ʻōnaehana kālā kuʻuna.
I kēia manawa, hoʻomau ka poʻe komo hou e ʻimi i ka wahi stablecoin. Ua hoʻolaha hou ʻo Ripple i ka RLUSD, a hōʻike nā hōʻike ʻo World Liberty Waiwai, pili me ka Pelekikena mua o ʻAmelika Hui Pū ʻIa, ke nānā nei i kahi hoʻokuʻu stablecoin, e hōʻike ana i ka hoʻonui ʻana i ka hoihoi i nā waiwai i hoʻopaʻa ʻia ma waena o ka manaʻo o ka mākeke.